Drug Testing in the Office

Alcohol and drug abuse by employees can result in safety hazards, decreased productivity, and low employee morale. Drug testing is a simple and inexpensive way for employers to identify the use of alcohol, prescriptions, and illegal drugs and help to curb use by employees. Employers...

The Essentials of Pre-Employment Screening

Employers need to know they can trust their staff, but that’s not the only reason they perform pre-employment screening. Some organizations, such as municipalities, law enforcement offices, defense contractors and government agencies, may even be legally required to conduct background checks. This doesn’t mean, however, that...

Your Guide To Pre-Employment Background Checks

In order to make an informed decision, employers generally conduct background checks on job candidates during the hiring process. There are laws governing the information that can be collected and how it can be used when making a hiring decision. The background check cannot concentrate...

What Lenders Use A 4506-T Form?

The majority of mortgage providers, including FHA, VA, USDA and Fannie May (FNMA), use the 4506-T form to verify borrowers’ income. The primary exceptions are lenders who offer no-document loans to applicants with excellent credit. What is Form 4506-T? Form 4506-T is an IRS document...

5 Workplace Drug Screening Myths – Busted

With the legalization of medical marijuana in major states of the U.S., the line between what’s legal and what’s not just got thinner. This changing legal landscape of drugs has only added to the already prevailing myths and misconceptions about workplace drug screening. It has become...

Fair Credit Reporting Act – Explained Simply

The Fair Credit Reporting Act (FCRA) is a federal law, passed in 1970, pertaining to standardization of the credit reporting system. The act consists of provisions for the following:● Protecting the privacy rights of consumers● Standardizing the way credit information is used and maintained● Ensuring...