Americans who spend 2,500 hours per year engaging in work and all its related demands (commuting, studying, etc.) can determine the value of their time by assessing their yearly total income. Those who net roughly $12,000 can value an hour of their time at a
The process of getting a mortgage starting from the process of applying for a loan until you close on your property is a long and winding road. The first step is to gather information about the process and apply for a loan through a bank
Filing for bankruptcy is a complex process. It involves a lot of paperwork at federal and local levels. Luckily, there are resources to help you find the information you need to put your financial past behind you. Federal Chapter 7 bankruptcy forms If you’re filing for Chapter
Following the financial crisis in the mortgage markets in 2008, lenders have increased the standards of document review and verification that are part of the loan process. Lenders are required as part of the Dodd-Frank Act to perform a thorough review of applicants’ financial records.
Your tax returns are very important documents because they are usually the best way to prove your income. It’s always important to keep your tax returns stored away both in a place you can store printed copies, or electronic copies such as a computer hard