With so many financial hardships affecting millions of American these days, zombie debts are among the most unexpected. They certainly surprise the affected individual and may even affect your ability to provide a loan. Here is what you need to know about zombie debts and
Unless your business is a one-person operation, you need talented and dependable employees to maintain peak performance. Unfortunately, many hired employees don't work out as well as expected. Is there a preferred way to find the best employees? Data-Driven RecruitingOne approach to consider is data-driven recruiting.
The IRS is making changes to the tax brackets for 2023. These changes are being made to avoid something called bracket creep, which occurs when a person's wages are increased to keep up with inflation but there is no change in that person's standard of
Few things are more crucial to the success of your company than your employment practices. Hiring the right people is the only way to ensure that your company will be profitable. However, bias can easily creep in and undermine your best efforts to form a
As a lender, you want to find the best home loans for your clients. Not only will you secure more loans that way, but you will also help your clients achieve their dream of homeownership. One type of loan well suited to many veterans is
Employers routinely do background checks on all of their new hires. Part of that process is meeting the prospective employee face-to-face to get a measure of the person applying. The necessity of finding good employees upon whom you can count on is no different when
Diversity and inclusion are a must in business. Although this has not always been the overarching consensus, it is today and will likely remain that way for the foreseeable future. Studies show more and more businesses are making a concerted effort to make their workplace
Many student loan borrowers are overly joyed that Biden's new student loan forgiveness program can help to reduce their debt load and, in some cases, even wipe it completely out. However, as a lender to these individuals, it's important that you understand how the student
Between the first quarters of 2021 and 2022, there was a noted 15% increase in fraud, according to the National Mortgage Application Fraud Risk Index. As more and more financial institutions are trying to make financial solutions easier for applicants so that they can be
Employers all over the United States are re-evaluating their COVID-19 vaccine mandate policies. While many companies mandated their employees get the vaccination initially, several are beginning to relax their policies to attract more applicants. According to CNBC, an average of 6.7% of new job listings across