After the housing market crash of 2008, lenders have increased the amount of verification needed to qualify for a mortgage loan. One of the current requirements is form 4506-T, which is an IRS form that requests a tax transcript. This form has been in use
Americans who spend 2,500 hours per year engaging in work and all its related demands (commuting, studying, etc.) can determine the value of their time by assessing their yearly total income. Those who net roughly $12,000 can value an hour of their time at a
Running a business can be stressful enough as it is without having to worry about added security risks. From making sure you present your best possible business to your customers, and everything exposed by electronics, there is a myriad of ways a business can protect itself.
The process of getting a mortgage starting from the process of applying for a loan until you close on your property is a long and winding road. The first step is to gather information about the process and apply for a loan through a bank
Keeping your business, employees, and customers safe can seem like a daunting task, but we are here to help. We can provide your business with peace of mind. Our organization can ensure; you are hiring the right people for the job by providing pre-employment screening
Filing for bankruptcy is a complex process. It involves a lot of paperwork at federal and local levels. Luckily, there are resources to help you find the information you need to put your financial past behind you. Federal Chapter 7 bankruptcy forms If you’re filing for Chapter
When looking at potential applicants, education is something employers always take into consideration. However, some applicants will list false information in order to make themselves appear to be a better candidate for a job. Companies want to hire trustworthy employees, so it’s important to verify
Following the financial crisis in the mortgage markets in 2008, lenders have increased the standards of document review and verification that are part of the loan process. Lenders are required as part of the Dodd-Frank Act to perform a thorough review of applicants’ financial records.
With the job market getting increasingly more competitive, it has unfortunately become commonplace for job-seekers to provide inaccurate information in an attempt to appear to be more qualified when applying for jobs. In order to confirm that candidates actually have the experience and qualifications that
Your tax returns are very important documents because they are usually the best way to prove your income. It’s always important to keep your tax returns stored away both in a place you can store printed copies, or electronic copies such as a computer hard