Lenders typically require private mortgage insurance if a buyer’s down payment for a home is less than 20 percent. This is to cover the risk of a potential loss. Fortunately, mortgage insurance is not required for the entire life of the loan. What Is Private Mortgage
If you’re looking for a new job or preparing to rent a home, chances are that you’ll need to submit to a background check. Thanks to the availability of information in the digital age, background checks are now easy and affordable to carry out. Almost
Have you ever applied for a job, nailed the interview and then been surprised by a request for a background check? Most employers investigate your history to make sure you are who you say you are and that your references are valid. They may also
Employers need to know they can trust their staff, but that’s not the only reason they perform pre-employment screening. Some organizations, such as municipalities, law enforcement offices, defense contractors and government agencies, may even be legally required to conduct background checks. This doesn’t mean, however, that
Failing a background check can be a humiliating experience, in addition to affecting your livelihood by barring you from a specific position. Many people feel traumatized or hurt when this occurs, but discovering the truth about why you failed will often make you feel better.
If you apply for a home loan, you are likely to have to fill out numerous forms and sign a large number of documents. While it can be easy to feel overwhelmed by the seemingly endless tide of paperwork, it’s important to note that you’re
Form 4506 is a document sent out by the Internal Revenue Service (IRS) that allows taxpayers to obtain a copy of their past tax returns. Taxpayers can obtain copies of most tax form types like forms 941, 1040 and 1120. Currently, it costs $50 per